Applying for a home loan...
02-20-2008, 05:52 PM
#1
Gets Weekends Off
Thread Starter
Joined APC: Dec 2007
Position: Furloughed Righ Seater
Posts: 251
Applying for a home loan...
and need some help on how to explain to the loan officer how we get paid...
she asked what i made per hour and i told her. she seem thrilled until she asked for the month/annual totals and then she looked dumbfounded. then she asked if i was paid hourly or salary. i told her it was kind of both. long story short she liked that i was paid x-amount per hour but didnt like the "but i only work 75 hours a month" answer (on top of the follow-up that im at work four days a week straight...).
soooooooo, after i an hour trying to explain how we get paid to a blank look i am wondering, how do you go about it?
she asked what i made per hour and i told her. she seem thrilled until she asked for the month/annual totals and then she looked dumbfounded. then she asked if i was paid hourly or salary. i told her it was kind of both. long story short she liked that i was paid x-amount per hour but didnt like the "but i only work 75 hours a month" answer (on top of the follow-up that im at work four days a week straight...).
soooooooo, after i an hour trying to explain how we get paid to a blank look i am wondering, how do you go about it?
02-20-2008, 06:11 PM
#4
Gets Weekends Off
Thread Starter
Joined APC: Dec 2007
Position: Furloughed Righ Seater
Posts: 251
Originally Posted by tsween
to the extent of my limited knowledge i thought they cared about your annual income
1)you havent worked at x-airline for a year yet so not really sure what your going to come out with (12 months of 75 hrs here, 86 hrs there makes it hard to guesstimate...)
2)Show me the last 3 pay stubs that are all over the place.
Also, is the per diem allowed to be factored in??
02-20-2008, 06:46 PM
#6
Gets Weekends Off
Thread Starter
Joined APC: Dec 2007
Position: Furloughed Righ Seater
Posts: 251
Originally Posted by cbire880
Per diem is a reimbursement for expenses. It is not income unless you don't overnight, then it is counted as such. Clear as mud?
thanks. i think i'll just tell her im unemployed
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