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Old 04-02-2020, 02:32 PM   #161  
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Well I finally pulled the trigger on a refi. I think I may have locked in at the bottom (Thatís my hope). I was following rates at several credit unions and websites. I have always been a big advocate for Penfed and Navy Federal credit unions. I also decided to give Jonathan Kulak a call based on the reviews on this site. To make a long story short, Jon blew the competition away. I locked a Super Jumbo 30 year fixed rate at 2.75% with a $555 buydown and ZERO origination.

Jonathan and his team Ďs communication was exceptional. He has set a whole new standard (Keep in mind that I have been through this process on four different occasions with other lenders).

All I can say is I highly endorse Trident in every way. Thanks for knocking it out of the park Jon!

If you are in the market for a mortgage I suggest you call him. I posted his contact information below.

Jon
850-377-1114
[email protected]
www.tridenthomeloans.com
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Old 05-07-2020, 05:49 PM   #162  
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Man i wish i had seen this thread....just closed on a 2.75% but paid $4900 origination and thought they were doing me a favor!!!
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Old 06-04-2020, 02:09 PM   #163  
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Just closed a refinance with Dave Devine in NBKC. Gave me 2.75% fixed on a VA 30, loan cost was about $600. He is licensed in all 50 states, he understands pilot income too. He was awesome to work with! Very responsive and helpful.

[email protected]
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Old 09-02-2020, 10:35 AM   #164  
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Quote:
Originally Posted by Flyaf05 View Post
Thank you and congratulations on closing! The problem with a lot of lenders/underwriters is they just don't see pilot pay that often so they don't underwrite our income correctly. They love to try to use a 24 month variable income average which isn't accurate at all based on our CBAs. HR at most airlines also doesn't do a good job with the verification of employment documentation either which makes the problem worse. Being airline pilots and doing loans for thousands of pilots over the last 13yrs is what makes us different. We appreciate you trusting us with such a big purchase! Let me know if you need anything in the future.

Jon
850-377-1114
[email protected]

I just want to echo my positive experience with Jon. Just called to see if he could consult me on some of the nuances (as an airline pilot) of getting underwriter approval. I was led to this forum via a google search, called Jon, and he immediately called back and lent his expertise. I would definitely recommend him!
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Old 09-10-2020, 03:02 PM   #165  
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Quote:
Originally Posted by 3inthegreen View Post
Just closed a refinance with Dave Devine in NBKC. Gave me 2.75% fixed on a VA 30, loan cost was about $600. He is licensed in all 50 states, he understands pilot income too. He was awesome to work with! Very responsive and helpful.

[email protected]
second Dave. I also got 2.75 for about half million with low costs. Good communication. ALL online.
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