Pretty complex question. At my airline a senior FO in dtw could bid and get 95 hours and have them all bought off because their captain is an IOE Captain, then if he wanted to run up the score, pick up everything he could at 200% in the month and rack up 180 hrs.

A junior CA on reserve may fly 2 hours in a month and credit 75 if he doesn't drop.

Some airlines are better than others. Endeavor has strong soft pay, so if you were looking at the norm, probably 80hrs for every 60 hrs flown on the 200 and the 900 probaly has 65 hours flown for same credit. The 200 is fairly inefficient (just fact available to view in every monthly bid package) and you'll see some 2 leggers for 2.5 credit hours that'll credit 4 after the day is done.

Every pilot group has a different contract or no contract, and that changes what you'll see in you credit hour accumulation.

First two terms you need to know:
Credit - How many hours you are paid for working (doesn't mean you are actually present, just that you "credit" X amount of hours for pay.

Block - How many hours you fly. Starts from door closing/parking brake reset and goes until door opens at the arrival gate. Note, block can be a lot more than actual flying if you have a delayed take off, a long taxi, etc.

Min guarantee is the minimum you will get paid monthly. Think of it as a "salary" type pay. If a company's min guarantee is 75 (they vary by company), then whether you work (credit) zero hours or 74.9 hours, you will get paid 75 X hourly rate.

So if your company schedules you to credit 73 hours in a month, you will get paid at least 75. However, let's say that due to ATC delays, flight delays, WX, whatever... you are actually present at work for more than those 73. Let's assume you actually WORKED 80 hours. Now you will get paid for 80 instead of 75.

And then there's over time, or premium pay. Let's say you only worked the 73 hours scheduled above by the company, but there was open time that you picked up at 150% (the company needed you to work more, and you volunteered to). Now if you credit 5 hours on those days you picked up, you will get 75 X hourly rate (for scheduled 73 hours), as well as 5 X 1.5 = 7.5 X hourly rate on top of your min guarantee.

Hope this helps it make more sense.

Depends on the company and what you bid. Typically, you fly less on reserve (unless the company is really understaffed).

As you are more senior, you can bid for better trips that pay more. Instead of an 18 hour 4 day trip, you can get a 24 hour 4 day trip. Get paid 6 more hours for the same amount of time at work.

I SAP my schedule to make it whatever I want that month. In the summer, I work very little. Same around the holidays. Maybe 65-70 hours with 18-19 days off. In the winter, I get 12 days off and credit over 100.

In the end, I think I flew 800 hours and got paid about 1100.