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The Juice 08-16-2009 05:13 PM


Originally Posted by SkyHigh (Post 663361)
One thing that I have noticed is that often it is cheaper to buy private insurance then to join the company plan.

Skyhigh

All salute the BS flag as I raise it for the above post.

Why would a policy be cheaper if you pay for it all rather than the company paying for a part?

Sounds like more airline bashing by the master.

The Juice 08-16-2009 05:18 PM


Originally Posted by captain152 (Post 663409)
Colgan $153/month for myself

Highest tier Dental/Vision/Health. Life covered at company cost ... not quite sure what the pay is though

Big Baller with the Big Baller insurance plan.

I pay $83 a month because I have the basic "oh man, my leg just fell off" insurance plan.

clearandcold 08-16-2009 05:51 PM

Someone mentioned earlier that the family plan for him and his wife would have been $800-$900 through the company. In this instance it may have been cheaper to find a private policy for the wife. This is also the case with my insurance. I only pay about $100 per month but if I want to add my spouse it will cost $800-$900 per month. I have found some private plans for her that are only $250-$350 per month.

plastic gerbil 08-16-2009 05:52 PM

cape air
 
harvard pilgram

around $600 month including dental. Yes thats just our portion.

Past V1 08-16-2009 07:28 PM


Originally Posted by Counselor (Post 663400)
That is a very, very good family rate. That's even better than some of the government agencies and school districts in my neck of the woods.

It's probably one of the very few things that are good at PNCL

Mason32 08-17-2009 07:27 AM

around $100 per month for the family full coverage BC&BS plan...

it seems we have discovered yet another reason not to work for regional pay and work rules...

SkyHigh 08-17-2009 07:38 AM

Well
 

Originally Posted by The Juice (Post 663465)
All salute the BS flag as I raise it for the above post.

Why would a policy be cheaper if you pay for it all rather than the company paying for a part?

Sounds like more airline bashing by the master.

It seems to me that companies in general scam their employees into paying greater than retail for their health insurance. As a small business owner I have to provide my own health insurance. I pay about the same or less for good coverage for myself and family than I did as an employee.

I always thought that people who had employer sponsored insurance paid less but from my perspective it does not seem like that is the case. I mentioned it to a friend who works for the county. He currently pays around $850 a month out of his paycheck to cover his wife and two kids.

He went to a local insurance agent to get a quote and it was slightly less to buy the same coverage from the same insurance company as he is getting from his employer. All I am saying is that people blindly accept what they are offered at work as being a better deal when it possibly is not.

Skyhigh

s10an 08-17-2009 07:52 AM


Originally Posted by Time2Fly (Post 663328)
At Trans States it was outrageous. For a family plan it was somewhere between $700-$800 a month.. Didn’t matter if it was just you and the wife or you the wife and ten kids, same price.. I think it was reasonable if it was just you and no family but that’s not what I needed..

When was this? I am not on a family plan but I could swear it it in the 350-400 range at TSA.

purduej 08-17-2009 11:32 AM

United Health Care (avoid if possible, expensive, doesn't cover as much)

$100 / month individual
$300 / month family

CHQ Pilot 08-17-2009 11:50 AM


Originally Posted by purduej (Post 663842)
United Health Care (avoid if possible, expensive, doesn't cover as much)

$100 / month individual
$300 / month family

UHC has many plans and different coverage levels. At SWA, the primary insurance is UHC and I haven't had many problems with them at all. No worse than when I had been with BCBS in the past. SWA is self-insured however and UHC is the administrator. At SWA I pay around 65 or so a month for family coverage including dental and vision (top tier). It is definately not normal and I even met an insurance exec that said he never seen anything that low. I believe Delta, for comparision, is about 300/mo for a family so a larger airline does not mean cheaper rates.


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