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Poor Regional FO
1st Year Pay is tough! I know I am the moron who signed up for this, but wow these paychecks are tiny. Not quite to Ramen levels yet but if the stock market keeps crapping on us we're definitely headed for that.
Note to Self: Spend less and get a 2nd job. |
Note to self: If you like flying for a living, look at 135 jobs.
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Avoid buying food on the road and pocket your per diem by packing food. Get yourself a good cooler and a couple ice packs. When possible put your whole cooler in the refrigerator overnight, that way the ice packs don't have to cool down the bag. After an 18 hour day (w/ commute) my bag would still be cold. I often went an entire month without spending money on the road (for food or fun). But I was a slam clicker.
If you don't like cooking buy one or two rotisserie chickens before your trip and cut them up. I also packed tortillas and shredded cheese and made mini soft taco wraps. Make sure you do some searching come tax time. If your company pass you less per diem than the IRS standard daily rate for transportation workers, most of the difference is delectable. Get a library card and pick up Dave Ramsey's book "The Total Money Makeover: A Proven Plan for Financial Fitness". (If your local library doesn't have a copy ask abut an "inter-library loan".) Stick with the budget he'll show you how to make and it will be amazing how much money you have left over at the end of the month. Good luck! |
Just out of curiosity, what does the stock market have to do with your first year pay? Are you day trading? If so, you're an idiot. Secondly, cut your expenses. It's really that simple. Are you a smoker? Drinker? Go cold turkey. Get rid of cable and for God's sake, bring your own food and NEVER eat at the airport!
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Originally Posted by FlyingNasaForm
(Post 1064413)
Avoid buying food on the road and pocket your per diem by packing food. Get yourself a good cooler and a couple ice packs. When possible put your whole cooler in the refrigerator overnight, that way the ice packs don't have to cool down the bag. After an 18 hour day (w/ commute) my bag would still be cold. I often went an entire month without spending money on the road (for food or fun). But I was a slam clicker.
If you don't like cooking buy one or two rotisserie chickens before your trip and cut them up. I also packed tortillas and shredded cheese and made mini soft taco wraps. Make sure you do some searching come tax time. If your company pass you less per diem than the IRS standard daily rate for transportation workers, most of the difference is delectable. Get a library card and pick up Dave Ramsey's book "The Total Money Makeover: A Proven Plan for Financial Fitness". (If your local library doesn't have a copy ask abut an "inter-library loan".) Stick with the budget he'll show you how to make and it will be amazing how much money you have left over at the end of the month. Good luck! |
Just packing your food will save you $300-400/month.
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Originally Posted by FlyingNasaForm
(Post 1064413)
Avoid buying food on the road and pocket your per diem by packing food. Get yourself a good cooler and a couple ice packs. When possible put your whole cooler in the refrigerator overnight, that way the ice packs don't have to cool down the bag. After an 18 hour day (w/ commute) my bag would still be cold. I often went an entire month without spending money on the road (for food or fun). But I was a slam clicker.
If you don't like cooking buy one or two rotisserie chickens before your trip and cut them up. I also packed tortillas and shredded cheese and made mini soft taco wraps. Make sure you do some searching come tax time. If your company pass you less per diem than the IRS standard daily rate for transportation workers, most of the difference is delectable. Get a library card and pick up Dave Ramsey's book "The Total Money Makeover: A Proven Plan for Financial Fitness". (If your local library doesn't have a copy ask abut an "inter-library loan".) Stick with the budget he'll show you how to make and it will be amazing how much money you have left over at the end of the month. Good luck! |
Get a library card and pick up Dave Ramsey's book "The Total Money Makeover: A Proven Plan for Financial Fitness". (If your local library doesn't have a copy ask abut an "inter-library loan".) Stick with the budget he'll show you how to make and it will be amazing how much money you have left over at the end of the month.
Good luck![/QUOTE] Hell, call up his show and ask him directly. He might just give you the book for FREE!!! Finally, a post that is positive and provides an answer to a question, and not a "I told you so" response. Bravo! |
We did Dave Ramsey's entire course-awesome stuff.
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Originally Posted by FlyingNasaForm
(Post 1064413)
Avoid buying food on the road and pocket your per diem by packing food. Get yourself a good cooler and a couple ice packs. When possible put your whole cooler in the refrigerator overnight, that way the ice packs don't have to cool down the bag. After an 18 hour day (w/ commute) my bag would still be cold. I often went an entire month without spending money on the road (for food or fun). But I was a slam clicker.
If you don't like cooking buy one or two rotisserie chickens before your trip and cut them up. I also packed tortillas and shredded cheese and made mini soft taco wraps. Make sure you do some searching come tax time. If your company pass you less per diem than the IRS standard daily rate for transportation workers, most of the difference is delectable. Get a library card and pick up Dave Ramsey's book "The Total Money Makeover: A Proven Plan for Financial Fitness". (If your local library doesn't have a copy ask abut an "inter-library loan".) Stick with the budget he'll show you how to make and it will be amazing how much money you have left over at the end of the month. Good luck! |
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