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Originally Posted by toadf15
Anybody have any advice on tricare retiree dental plan vs united plans? I'm single and can't understand why tricare is so much more expensive for what appears to be the same or even better coverage with united? Thanks in advance for the help!
Delta Dental is more expensive and there's even a one year waiting period before you can get reimbursed for more expensive procedures. It was a no-brainer decision. Company plan.
Yet, I made the jump one September when, after years of paying plan premiums with the company for nothing but cleanings, I needed a root canal and crown. Great. I'm finally going to get some back for all I paid in. But between the diagnosis and the procedure the insurers dropped my network of dentists, mid year, with no warning. Wouldn't of thought that was even allowed. A couple of months and many $$s out of pocket later, I enrolled in Delta Dental. Just like Tricare, the stability of not going through the annual change of plans and medical providers was worth any extra expense. Set it and forget it. Same network for the last 10 years and no annual enrollment. My wife has gone through extraction, implant, cap, root canal, cap with great in network doctors.
As a caveat I will say that this all happened after my kids had finished orthodontia, so I'd check that first. When they entered that phase (long before my mid-year cancellation of coverage) I picked the company plan that covered the most for orthodontia. Don't know if Delta Delta covers that.