This is a pretty specific question to anyone willing to answer. I have never carried Eagle/Envoy insurance. We have always used my wife's assuming it was better. As open enrollment is upon us, she had looked and it now seems that Envoy is better in some regards to what her company's is. We can do that analysis. What would be valuable to know is how Envoy insurance compares to AA. PMs are fine. I appreciate any info in advance. See you guys in the first quarter hopefully!

Many thanks. I now have what I need.

If you don't have kids, I found putting each of us on our respective insurance was actually a much better deal, as long as the coverage is mostly similar and you don't use the benefits much.