In a nutshell.

the limits are all from the irs code section. And the limits are for pre tax, after tax and total dollars.
And also for the employee and employer. And how mich of each of those two contributors can provide in pre tax and after tax dollars.

I think BobZ and ackeight are saying they same thing.

(2019 numbers, no catchup)

Bob is correct that if the employee contributes their max $19K, then the company is ‘limited’ to contributing only $37K before the $56K limit is reached.

ack is correct that the $37K isn’t really a company ‘limit’ unless we are talking the situation above....if the employee contributes less than $19K, let’s say $0, then the company is ‘limited’ to their negotiated DC% relative to the 401(a) income limits of 280K...using the 16% that some legacies have, that would be $44.8K

Now thats sorted....can we ***** about why the caps arent higher? Or exist at all? Lol.

Only a few years ago the discussion in Congress was to lower the amount you’re able to contribute.

Caps suck! I’m backdooring Roth @12k/yr married to get my 401 and ira up to 69k. It would be sweet to get 100/year. Talk about a chunk of change in 30 years.

With maybe $5T in the retiremrnt accounts pot.....they are gona find a way to tap it

Or stop it

It's only a matter of time before this "back door" stuff goes away.

​​​​​​https://www.wsj.com/articles/after-s...xt-11579257004

Medevac company in Alaska
year 7 LR45 PIC
Gross pay $141,000
includes PTO cash out ~ $4000
volunteered to work avg 1-2 extra days/month
on call: 20 days/month
actual: 8 flights/month

How many pounds of fish did you catch is the stat I'm after