Employers are pulling your credit reports these days, so head over to http://www.annualcreditreport.com and get the scoop on what the 3 vendors are saying about you. Free, once per year.

Better yet, spread it out.....get one from a different reporting company every 4 months and continuously monitor your credit.

Yep, that's the best bet.....I wish I had metered the freebies over the course of a year. It's still free though and each report had something a little different.

Yeah, me too. Done learnt by error first!