Keep in mind that there are plenty of people out there, in non flying jobs, wishing they made $70K, or $87K. There are plenty of people out there right now, just like pilots, struggling, or recently laid off, with no job prospects, at the moment. The grass isn't really any greener. If you don't like the airline pilot career, due to the lifestyle, that is all good, as it isn't for everybody. BUT, realistically, from an income standpoint, if anybody thinks that the average American is making six figures, or even $70-80K, you are wrong. If it were that easy to make so much money, than we wouldn't be in the economic mess we are in, and people wouldn't be worried about losing their jobs, because that six figure job is right there, waiting for them.
You might can get a job making $35-40K right from the start, working for a bank, but where are you, in that job, 5-10 years down the road? Realistically, probably not making six figures. I know tons of people who work out there in corporate America, who are struggling to climb the corporate ladder, who have been working in their respective careers for 10+ years, and are pulling down the same kind of salaries that young 20-something RJ captains are making, after just several years.
There are ups and downs in any career. The airline pilot career isn't all rosey, and glamerous, like some may think, and it may not be the $500K/year career some seem to obviously have gotten into it for, but it isn't any more worse off than the average American, in their careers, either. Do a quick google of average American salaries, and you may be surprised; some of you seem to think that huge salaries, and stable jobs are plentiful in the non flying world. A lot of people are wishing that was true, at the moment.