Health and dental insurance military retirees
04-27-2019, 06:29 PM
#21
Gets Weekends Off
Joined APC: Dec 2017
Position: 737 FO
Posts: 947
Originally Posted by Bizkit
How does payment work if you have the Regular Plan, then have Tricare Standard (retired) as a back-up? Since the Regular Plan doesn't cover preventive care, does any preventive care automatically switch to being covered by Tricare and it's associated deductibles?
It’s pretty unbeatable, but you do have to stay on top of the billing departments at the docs.
04-28-2019, 06:48 AM
#23
Strike averted!
Joined APC: Mar 2015
Position: B737
Posts: 3,641
Health care is avail immediately.
Several plans to choose from, best PPO plan is about $360/month family coverage. Dental and eye plans avail as well.
Many (like me) are on the Regular plan, which is free.
Several plans to choose from, best PPO plan is about $360/month family coverage. Dental and eye plans avail as well.
Many (like me) are on the Regular plan, which is free.
04-28-2019, 07:40 AM
#25
Gets Weekends Off
Joined APC: Apr 2013
Posts: 3,429
Second year on the regular plan/tricare Select. It has saved me thousands in premiums and copays. Balance that against the $600/yr that I would have gotten back by not taking insurance and it is a no brainer.
Yes, having two insurers requires a little babysitting and UHC can be obstinate, but spending a few minutes a month monitoring things is well worth the price and choices that we have.
Yes, having two insurers requires a little babysitting and UHC can be obstinate, but spending a few minutes a month monitoring things is well worth the price and choices that we have.
04-28-2019, 10:42 AM
#27
Gets Weekends Off
Joined APC: Apr 2013
Posts: 3,429
Originally Posted by BarrySeal
can you completely decline health insurance ? if not, what is the cheapest bargain basement option ?
have BCBS Federal due to pending federal govt pilot retirement. will have that in retirement...
have BCBS Federal due to pending federal govt pilot retirement. will have that in retirement...
Yes. The company will pay you $50/mo (taxable) to decline health insurance completely. You can also add on individual dental and vision plans with that option.
However, they also have a $0 premium plan called the Regular Plan that works great in tandem with your govt health plan and includes dental and vision. Do some searches. I know I have posted on what a bargain this is compared to the measly $50/mo that you get for declining insurance.
A zero premium health plan with a low out of pocket max is a HUGE Southwest benefit that doesn’t often get mentioned.
04-28-2019, 10:59 AM
#28
Gets Weekends Off
Joined APC: Apr 2017
Position: Captain
Posts: 278
Originally Posted by e6bpilot
Yes. The company will pay you $50/mo (taxable) to decline health insurance completely. You can also add on individual dental and vision plans with that option.
However, they also have a $0 premium plan called the Regular Plan that works great in tandem with your govt health plan and includes dental and vision. Do some searches. I know I have posted on what a bargain this is compared to the measly $50/mo that you get for declining insurance.
A zero premium health plan with a low out of pocket max is a HUGE Southwest benefit that doesn’t often get mentioned.
However, they also have a $0 premium plan called the Regular Plan that works great in tandem with your govt health plan and includes dental and vision. Do some searches. I know I have posted on what a bargain this is compared to the measly $50/mo that you get for declining insurance.
A zero premium health plan with a low out of pocket max is a HUGE Southwest benefit that doesn’t often get mentioned.
Thank you sir
04-28-2019, 01:01 PM
#29
Gets Weekends Off
Joined APC: Mar 2017
Posts: 588
I have the Regular Plan for me and the family. It’s a $0 premium. We have already met the deductible for the year because my wife has a major health issue. Everything is free now... even most of her prescriptions. Regular plan... can’t beat it.
Last edited by Skyward; 04-28-2019 at 01:38 PM.
04-29-2019, 09:43 AM
#30
Line Holder
Joined APC: Jan 2017
Posts: 68
With two insurance coverages (Regular Plan and Tricare Select) how does it work if you reach the yearly cap on the Regular Plan? Are you then responsible for the Tricare cap? Sounds like one could get screwed under certain circumstances.
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