Originally Posted by Silver02ex (Post 3220080)

You left a big part out, which is tax on capital gains. It's easier to avoid capital gains tax on real estate than investing in Index on Mutual funds on the side. My wife is driving around in our "company" car that we are deducting the depreciation of the car and real estate investment, which offset part of my W2. There's more to real estate investing, than owning a rental property. I sold a commercial property a few years back and provided seller financing to the buyer, while collecting the loan payment and 5% interest rate. That's just a fix rate of return on interest, and doesn't even factor in the valve that it went up before I sold it.

Originally Posted by Tranquility (Post 3220085)

Can you replicate that same result multiple times over 4 decades??

Originally Posted by Silver02ex (Post 3220105)

Why can't you? my last sale, is a 10 year loan on a 15 year amortization schedule. Most commercial loans are 5-20 years term. The down payment from the buyer paid off my loan (at the time), which means I own it out right. This is where these kinds of deals is different from a traditional rental property. If the buyer default, I'll eventually foreclose, and put it back up for sale. It actually works in my advantage.

Originally Posted by Tranquility (Post 3220114)

I am glad you are doing well. Will it beat the market with reinvested dividends is my curiosity.....

Originally Posted by Aero1900 (Post 3220236)

Real estate is undoubtedly one of the greatest investments in history.

But I don't have to hassle tenants about late rent. I don't have to worry about them ****ing off the neighbors. I don't have to worry about a 2am call about a water leak.

My stocks don't cause me any of those headaches. And I don't like headaches. You just have to pay attention. And when you pay attention you can buy a stock like Spirit at $8.

Originally Posted by Aero1900 (Post 3220236)

Real estate is undoubtedly one of the greatest investments in history.

But I don't have to hassle tenants about late rent. I don't have to worry about them ****ing off the neighbors. I don't have to worry about a 2am call about a water leak.

My stocks don't cause me any of those headaches. And I don't like headaches. You just have to pay attention. And when you pay attention you can buy a stock like Spirit at $8.

Originally Posted by GrumpyCaptain (Post 3218491)

Except being on first year pay, is there an advantage I’m missing to why you would contribute 0%?