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Old 02-21-2018, 07:57 AM
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Default Travelers Insurance

Anyone have experience with Travelers they would like to share?

We are thinking about leaving State Farm. Our agent retired. The premiums seem very high and my claims experience over the last 30 years has been so-so. Local agent can't really help with claims disputes anymore.

Travelers offers discounts through United.
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Old 02-21-2018, 07:59 AM
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So far so good here with Travelers.
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Old 02-21-2018, 08:46 AM
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I was with State Farm since I was 16 yo on mom and dads policy.

I have had zero auto or home claims in the last almost 4 decades.

Recently, they jacked up the auto rates over 20 percent, calling it a "blanket increase".

So, shopped around and Geico got the autos and motorcycles etc.

When it came time to renew homeowners, State Farm was 700 dollars more then Liberty Mutual....

So, more as a general springboard of your post, just wanted to show how it pays to shop around
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Old 02-21-2018, 11:22 AM
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Originally Posted by BMEP100 View Post
Anyone have experience with Travelers they would like to share?

We are thinking about leaving State Farm. Our agent retired. The premiums seem very high and my claims experience over the last 30 years has been so-so. Local agent can't really help with claims disputes anymore.

Travelers offers discounts through United.
Btw the United discount didn't do anything for my rate vs. Normal agent discount. YMMV.
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Old 02-21-2018, 01:21 PM
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Originally Posted by Slats Extend View Post
I was with State Farm since I was 16 yo on mom and dads policy.

I have had zero auto or home claims in the last almost 4 decades.

Recently, they jacked up the auto rates over 20 percent, calling it a "blanket increase".

So, shopped around and Geico got the autos and motorcycles etc.

When it came time to renew homeowners, State Farm was 700 dollars more then Liberty Mutual....

So, more as a general springboard of your post, just wanted to show how it pays to shop around
I currently have State Farm. Changed from USAA years ago when their service tanked. State Farm matched USAA prices and i'm happy with them.

I do have a horror story about Geiko. I was hit by a person insured by Geiko. Night mare to get the money out of them. State Farm finally ate the cost of fixing the car, and sued Geiko. After 2 years I finally got my deductible back from the suit. You get what you pay for.
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Old 02-21-2018, 04:51 PM
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Originally Posted by Dave Fitzgerald View Post
I currently have State Farm. Changed from USAA years ago when their service tanked. State Farm matched USAA prices and i'm happy with them.

I do have a horror story about Geiko. I was hit by a person insured by Geiko. Night mare to get the money out of them. State Farm finally ate the cost of fixing the car, and sued Geiko. After 2 years I finally got my deductible back from the suit. You get what you pay for.

The prices are state dependent also... I had USAA for a while until they priced themselves out of the market here too.
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Old 02-22-2018, 05:33 AM
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We have GEICO, had one claim from a car accident, my fault , they covered us quickly and got more from the car being totaled then I could have sold it for, very happy. No hassles at all. We have them for cars, boat and home. We previously had Allstate, had no claims until a hail storm, had to fight them for months with my contractor to get my roof fixed, they sent 3 claims people out who all agreed we had damage. fought us at every corner, our agent was no help whatsoever, I cancelled as soon as the claim settled, I’ve heard nationwide and travelers are very good to work with. Allstate sucks...
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Old 02-22-2018, 12:10 PM
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Originally Posted by Zenofzin View Post
We have GEICO, had one claim from a car accident, my fault , they covered us quickly and got more from the car being totaled then I could have sold it for, very happy. No hassles at all. We have them for cars, boat and home. We previously had Allstate, had no claims until a hail storm, had to fight them for months with my contractor to get my roof fixed, they sent 3 claims people out who all agreed we had damage. fought us at every corner, our agent was no help whatsoever, I cancelled as soon as the claim settled, I’ve heard nationwide and travelers are very good to work with. Allstate sucks...
I guess like a lot of things, YMMV. Geico said they would cover the damage, provide a rental car, and any other expenses, initially. Then they got the estimate for repair and everything changed. They said they would cover nothing and had to sue for anything. About 11.5k to fix the car, 6 months in the shop. It was not good.

I've never had Allstate, but have experience with USAA and the non coverage with Geico, and State Farm. I thought I would never go anywhere but USAA, but that too changed.
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