So anyway, I ask for 100% of the check to be put into my 401k. WTH did they take fed, socsec, and med out? Does asking for 100% be put in the 401k before tax not actually mean that?

Tax free was the purpose for putting it in the 401k. Payroll strikes again.

You are just still upset about the December vote

Just out of curiosity, was the 401k in which you were deferring to, was it a "ROTH 401k"? If so, 'front side' taxes make sense in that case. Outside of that, I'd have not a clue as to why they pulled the taxes (Fed) on the front side when you elected 100% deferment to the "vanilla/traditional" 401k.

Look into it and let me know what you find out.

Nope. Pure 401K. When you elect 100% into my 401k, you would think that it would mean 100%, less union dues. Called crew pay and they said talk to payroll. Here I was thinking they were all in the same room and department. I just found somewhat or part of an answer. Still doesn't explain the federal withholding though.



I want to contribute 100% of my 2012 Profit Sharing, on a Before-Tax basis, to my company-sponsored retirement savings account.

EXPLINATION

Before-Tax Contributions
Generally, you may contribute from 1% up to 100% of your Profit Sharing check to your company-sponsored retirement savings account on a before-tax basis. For U.S. retirement savings accounts, you may make contributions up to the elective deferral limit – for 2013, $17,500 or $23,000 for someone age 50 or older. Employee contributions from profit sharing are not eligible for subsidiary United matching contributions. Your before-tax contributions are deducted before federal and certain state income withholding taxes are computed (not all states are included). However, these contributions will be subject to Social Security (6.2%), Medicare (1.45%), and applicable state and local tax withholdings.