Even at that, it is still $36,000 PLUS to get 190 hours of multi time. And that figure doesn't include the PPL either.

If you want to get the private through ATP, thats another $9K and they provide housing for that as well. Thats 2 months and 85 hours. So it is private and then some more PIC X-C time on top of it all.

So yeah, you could probably save 3-4 thousand doing it all multi at that specific FBO. That is assuming that you can actually get a deal like that. Also assuming that the plane doesn't break down or get scheduled by someone else and the instructor is always available. And again, that you aren't in a rush. That still doesn't include housing, sim training, ground training, writtens or expenses.

Where is this FBO? What type of plane is it? Does it have GPS? Slaved gyros? Insurance?