Sounds like the 182 fits the bill.

Get your medical. No sense in buying a plane you can't fly.

Get the plane and finish your private and then knock out the IFR. There are other expenses to consider:
We broke ours into fixed and operational costs:
Fixed: Insurance, hangar, Taxes, Annual
Operation: fuel, oil, engine/prop reserve, avionics-paint-interior reserve.
Loan costs (if any)

I have an Excel spreadsheet that I'd be happy to send to you - just PM me an email address. You'll be shocked at what the sheet tells you the hourly rate should be. You may want to consider getting some partners in the plane to defray the costs.

Owning a plane really opens up your world and provides a new kind of freedom.

Good Luck!