How do you come up with that?

Let's assume you fly 100 hours a month, 1000 in a year, 10 months of work

- That's 82 hours a month at straight pay for 10 month = $127,920

- I believe every hour above 82 is paid at 125% override so that means 180 hours in a year at that rate or $35,000

- Let's add in 75 hours of guarantee pay for the last two month = $23,400
I'm assuming of course they actually pay you for that time that you can do nothing.

- Let's say you have 450 hours away from base each month at 1.85 = $8,325

That's $194,645 if you work your a$$ off. Where does the extra $25K+ come from? That's 138 hours of pay at your override rate. 86 hours at 200%. 173 at your straight rate. That's also making a pretty big assumption that

1. You time out by November
2. Your company actually pays you those two months you aren't working. Where does 220K+ come from?