We have a 401k and another defined contribution plan... both through Fidelity. We also have a brokerage link through both of those plans that allows us to invest in any mutual fund, individual stocks, and options.

The Delta "south" guys have a PBGC benefit from the termination of the pension. It's a very small fraction of what the pension was supposed to have been. Plus, from what I understand, the PBGC is insolvent. Personally, I'm not counting on anything from that.

The Delta "north" guys have frozen pensions. From what I understand, most were frozen at pretty low benefit levels. But there are a few really senior guys that will get all or most of their pension.