I thought I'd add my .02 about retirement in general. My first six months with Delta I was on reserve when we were hiring like gangbusters (60/month) was on reserve and never got called - I had enough money, wasn't working and hated it. If a guy is physically capable, can pass the physical, and wants to keep working he should. I have flown with 50 something Captains that couldn't see over their bellies, fell asleep during cruise (every leg) and really had no business flying. On the other hand, I know some 60 and 70 year olds sharper than most of us. I don't ever plan to retire because that is the quickest way to dig your own grave. I would like the "option" to fly past 60 (I'm only 49) and when I get there be able to make the decision. Everyone here should have the same option and you can plan ahead.