Hey Scambo and ACL, reminds me of what my preacher was told before he got married - do you want to make interest the rest of your life or pay interest the rest of your life?

He says there is one big problem if you want to make interest the rest of your life, you can't have everything you want. You can't even have the things you can afford.

But it's better than reaching into the future to take money you haven't made yet.