Originally Posted by
scambo1
Just my opinion here, but isnt DAL big enough to self insure? Yes
Does DAL self insure? Yes
UHC administers DALs insurance program
Health insurance improvements are a no cost item which structured as they are put a price tag on the insurance. It is really no different that the fee for departure contracts outsourced to DCI. We bear the cost, but charge ourselves for the program to make the books prettier.
I repeat, no cost to change the system. However, an accountant could/would disagree.
There will be a short countdown after which I will be told how oh so wrong I am.
One thing we need to be cognizant of is: DAL may dump all insurance in favor of paying the 2,000 per employee penalty in a few years. It would be good business if we had verbiage to guarantee that more plans besides the two pilot plans be offered to us in case of that eventuality.