Originally Posted by DAL 88 Driver

Well you'll sure get a lot of different opinions on that one!

FWIW, here's what I've been doing: What Is the Snider Investment Method?

It is unconventional in both it's objective and implementation, but I think it addresses the concerns you have expressed. I spend minimal time managing my accounts (a few hours one day per month). And it has performed exactly as designed over the past 6 1/2 years I've been using it. With our Fidelity BrokerageLink, we have the ability to do this in both our DC Plan and DPSP.

Bottom line, the important thing is to find something that is a good fit for you... i.e. matches your objectives and tolerance for risk. Personally, I am very comfortable with this method and especially its focus on risk management. Others will see it differently. I recommend at least taking a look for yourself and see if it's a good fit. Good luck.