Gotta love it, kid needs 4 stitches, urgent care says go to our ER because they'll have a plastics guy who can do better. Go to ER, no plastics guy. 2 hours later we leave.

Total bill $1400, total we owe after Delta insurance, $995.

I bring this up because remember where we were talking about how about being paid enough to afford our own product, as in airline tickets? I'd be happy if we could just afford to take our kid in for stitches on our company insurance without having to resort to making payment plans.