Gold HRA + family.

My wife hit the $1000 deductible when we had the baby and I forget how much else that cost on top. My daughter has now hit her $1000 deductible and my son who was born this year is at $900 on his way to $1000. My $750 FRA is $0 now.

I'm $0 btw.

And yes my daughter is fine. She's plays hard, unfortunately she was moments from being picked up and put into bed and we wouldn't be concerned about a scar or a $995 bill.

Sorry $915. I think the bill is still a work in process.