Originally Posted by
PilotFrog
Any advice on healthcare options since we are in open enrollment?
I am going from single to married and hope to be expecting a kid next year so I want to know what my best option would be for that kind of change. Currently on the HSA Ruby plan but want to know what people think would be better for possibly having a newborn next year. And no I can't get Tri-Care, at least not till I get elected
PilotFrog, I'd definitely NOT do the Ruby. Your medical costs will sky rocket with a wife and possibly a child. Trust me - I've got the T-Shirt.
Look at the Gold or the Diamond.
Gold = moderate premiums, moderate deductibles
Diamond = low premiums, high deductibles