Originally Posted by
Pineapple Guy
PilotFrog, I'd definitely NOT do the Ruby. Your medical costs will sky rocket with a wife and possibly a child. Trust me - I've got the T-Shirt.
Look at the Gold or the Diamond.
Gold = moderate premiums, moderate deductibles
Diamond = low premiums, high deductibles
Gold works great for a pilot with kiddos. We had a child on the Gold plan, and the 1500 plus my 1000 HSA paid for everything as well as the normal checkup for our three/four year old.