Thanks for all the medical plan help. Still not sure what is best but leaning towards Gold HRA.

As far as parents, mine have traveled all over. They loved the S2s since I was single for a while, but they have adapted to the S3Bs. The real tricky stuff comes when they've flown on ID90s, that can be a nightmare. They got caught in Panama City, Panama for 3 days trying to get out on COPA, but finally did. All depends on the parents, but mine are used to traveling and going with the flow.