Originally Posted by Wasatch Phantom

I believe you are mistaken regarding the "no match obviously" comment.

My recollection is that when you are on long term disability Delta's defined contribution percentage actually doubles. It makes sense if you think about it...

When you are on long term disability your income from Delta (actually the Disability and Survivorship trust) is half of what it was and thus their retirement contribution would be halved as well. Using the assumption that one's retirement should not suffer from a disability event, Delta's contribution is doubled so that when you return to active service your retirement account will be essentially whole, and your ability to retire on time is not affected.