Originally Posted by RockyBoy

EXACTLY!! Banks let it happen, but idiots who knew they couldn't afford stuff still bought it and promised to pay for it.

Same idiots are now not paying what they owe on their credit cards and crying about how they can't afford the payments. I can afford my payments because I don't buy stuff I can't afford, not because I'm employed and have a descent job. If I became unemployed tomorrow I could still make all my payments. People in America need to learn to pay cash for everything but their house and save enough to pay the bills for a year if they lose their job.