Wasatch,
Sorry, bad spelling. "I was constrained to buy it due to...".
The second part, I was responding to Carl, pointing out that not only am I paying for a house I'm upside down in, but I could easily have just moved into a paid-for rental house I have since acquired of the exact same floor-plan, making it essentially painless for me. I was refuting his "lack of moral character" statement.
Nothing to get confused about, no real points being made, was mostly agreeing with Carl and making sure he didn't lump me in with the immoral majority