???

I gave my list of the basics in my 2 posts...anyone can figure out what they cost, and to what level they want to fund them....or just leave them out an call them luxury/frivilous items...

You know, minor stuff in life like retirement, savings, college, medical, auto repairs, gasoline, clothes, holidays, vacations, emergencies, hobbies, etc etc....nevermind the fact that you will never own a home there. Call me old fashioned, but I want to raise my family in a home, not a freaking apartment. Some call that extraneous I suppose...

Since when did thinking about the future, preparing for the downturns, and god forbid getting ahead a little (none of these were considered here) become "keeping up with the Joneses"

Martyr pilots...no thanks, they can keep it. I have worked too hard to accept that....but to each his own. No shortage of experts on the internet, right?