Originally Posted by
p3flteng
I was just looking at that, it seems that if you and your wife work and that the adjusted gross income has to be less than 173-183k or you will not qualify for the Roth. Nothing like an extra marraige tax on our retirement. (single limits are 110-125k!)
I believe (disclaimer) you can make contributions to a non-deductible IRA and then do a Roth conversion.