Working to 65 is self-evidence of a career that backfired IMO, whether by personal mismanagement or circumstantial shortcomings endemic to said career (i.e. crappy career by design). Either way, not an enviable condition for me, even if you were at the helm of the god-dam--ed Space Shuttle. Working out of economic necessity or lack of outside interests past 60 sounds awful. I know every boomer out there likes to politically paint Gen X/Y/Z ers as becoming in their 60s the equivalent of virile 20 year olds, as leverage to politically push the working age further and further. Total BS. I know I'll be just as sick and tired of doing something as my parents were at 55. And my health will be +/- one sigma from the tired a_sses they were at 55.
Looking at pilots in their 50s I have no substantive reason to believe I'll be substantially in better physical shape than they are today, and God knows I wouldn't want to be doing their job at 55.. and they don't either, it's just that they got caught with their pants down in a crappy career. To suggest I not learn from their experience would be gratuitously unwise.