think of how much money you spend on commuting. Not just the crashpad itself but eating out for a week on end, transportation, hotels, etc....Now even though your taking a paycut to be based at home, you will have far fewer expenses and first year pay is actually livable. The ability to pick up even just one day trip a month will also be a huge factor in supplementing your income. You will not even imagine how much better life will be being able to drive to work.