I'm guessing the "Points" are; age plus longevity?

Which, if the 73 number is correct, makes it available to anyone age 50+ with 23+ years of service, or a combination thereof, to equal 73 or above.

Geeze, I've got 78 Points...but no Frozen DB plan, or I'd be on a boat in Sint Maaten, if they'd cover the medical premiums!

http://www.youtube.com/watch?v=BVSMxIgyg_o

With Miss BOOM!