I'm trying to save you from crashing into a figurative mountain (bad financial reasoning) ahead, and you want me to throttle back??

Just yanking your chain, T. Sort of.

So tell me. How much of a pay increase do we need to make those numbers come out even or better?

Oh, and BTW... I totally get that theirs is a match and our is a contribution. You're right... I'd much prefer the contribution over the match. And when you factor in our brokerage link capabilities, yes, I would much rather have our retirement program. Fair enough?