Just looking at the math, and no matter how you spin it, SS has turned out to be one of the worst Ponzi schemes ever foisted onto the public at gunpoint.
Most of us would be far better off just stuffing that money into a safe place.
And that is all there is to it, but many are going to try to help you for your own good. They will always be very dangerous.
The original SS was a noble effort, but if you actually study the history, it has been perverted and mutated beyond any reasonable meaning.