Express Jet. It sounds like you'll take a long time to upgrade at your current gig anyway. Why not get some 121 time AND potentially upgrade sooner. To me, that part of it is a complete no-brainer.

Now with regards to the money issue, that's not something any of us can help you out with. It's your own circumstance and only you know what you'll be able to weather finacially.

As far as getting out of flying? Face it, dude. You're like me. As bad as things are in the industry, there really isn't any appealing alternative to flying for a living. So you're probably stuck.

Oh, and one other thing..........DON'T LEAVING FLYING FOR THE WOMAN OR THE RELATIONSHIP. If it's right, she'll want you to do what you love (not to include other chicks....of course). Peace out.