I'm genuinely curious. Why do Major airline pilot need a crash pad? I understand regional first officer making $25k year needing one as he can not afford anything else. Some in regional suffer and work hard to get to big leagues(major) hoping QOL is much bettered when they finally get there. Please explain and school me as if my QOL sucks at major as regionals, I may just not even hope anymore.

Thank you very much.