Originally Posted by Columbia

My financial planner told me something very similar about 10 years ago. I paid him a ton of money. I fired him the next day and hired a new planner. The new guy has performed much better, has been more trustworthy, and better represents my interests. His focus is on me. He returns calls in a timely manner versus in days or never with the previous guy as his client base is 1/4 the size.