Hickspilot... the awnser is no... I do not know of any regionals that provide retirement. You are left to figure that out yourself. Most do offer a SMALL 401k match in the ballpark of 5% of what you put in. You can pretend that Social Security will be around but fat chance on that. So... lets just say for easy numbers that you averaged $75,000 per year at a regional for 30 years and wanted to retire and you had been putting in 5% of that with a match that was a generous 100% of the first 5% you put in. You put in $3,750... the company puts in $3,750. So you save $625 monthly for 30 years and lets say you could get an average of 8% return for those 30 years... You have $1mil... dont spend it all in one place...