Bull.

What happens when your company loses it's contract and liquidates or downsizes until 20-year CA's are reserve FO's?

Assume social security will provide little or nothing until you are so old that you're physically disabled.

What are you going to do about medical?

You will need at least $1.2-1.5 million in today's dollars to have anything like a comfortable retirement, and that's assuming no ex-wives are involved.

And then there's the over-inflated stock-market...which is probably going to suck for about the next 25 years as boomers retire and cash out all the equities they bought in a panic at age 55. Not to mention rising oil prices.

For most regional lifers retirement will just mean another job...at least you'll probably be home every night.

The only way I can see a retirement for a regional lifer is if he starts his own business and grows into something that can either support him with income or can be sold.

Do the math on your 401k. The try it again but don't use the "historical" market return average your brokerage suggests...use something like 4% to account for the boomers shifting out of equities over the next couple decades. Don't forget inflation!