uhmm well my entire plan was based on surviving until upgrade then paying down my loans. I since purchased a modest care nissan altima and have payments. with the size of my loans and any social life, i have to work about 85 hours a month.

stop with the holier then though. i'm wicked tight with my budget, its just that i have a huge loan payment. I have enough in savings to last a while but it is a steady trend toward personal bankruptcy