and how did you pay for your flight training?

My decisions resulted in not a single late loan payment, in fact i'm ahead six months. I have a fair amount in savings a strong resume (along with 5000 other guys), and no other real debt. So I made bad decisions? All i'm saying is that my average lifestyle with my student debt is not sustainable without going negative every month. now if i share living expenses that all changes. That is what i will likely do if i am capped at 75 hours.

based on all the information i had at the time i started, i would be about 2nd to 3rd year at mainline by now making 90-110k a year because that was what 2nd to 3rd year at mainline paid when i started and the mandatory retirement would have been a couple years deep by then. everything changed.

but by your logic you are saying that one should base their living costs on 75hrs per month on regional FO pay. Thats unrealistic. You couldn't take out a penny in loans.

this is a dumb conversation. lets move on.