Ah yes, this makes good and perfect sense. Regional guys DON'T have any form of retirement other than a 401(k), usually with a miserable match...so let's skim another 2% off the top! Well played, ALPA, you're developing quite the cheering section among the next generation of mainline pilots...I see this working out quite well for you in the long run. </snark>Not that Moak cares, he'll be on to bigger and better things by then.