That is a red flag. Pursue a career path that allows you to afford pilot training. Prioritize this if you really want to pursue it (make sacrifices, don't buy a new car, etc). Do not go in debt to finance it, unless you want to be making loan payments until you are 50 years old. Not to mention that if you borrow 50,000, you end up paying many times more than that due to interest. Huge waste of money. The question isn't how to finance it, it's how you are going to pay for bills (loans if you have them) making 20,000/yr as a regional pilot, if that's the path you are choosing. Answer that question to yourself first realistically, then worry about financing. Remember as well that you may or may not have "what it takes" to be a pilot, a commercial pilot, an instrument pilot, or an ATP pilot. You don't want to commit yourself to a mountain of debt just to learn the lifestyle or requirements aren't "for you". Unfortunately due to the high cost of entry, this profession kind of requires "all or nothing", unless you're going it on the side on your own terms as I suggested first.