Originally Posted by DAL73n

Actually, my personal minimums (which are/were flexible based on significant gains in other parts of the contract (e.g. a daily minimum of 5:30 or higher) were 10/10/4/4 with increases to the DC of 2%/year to 20% in 2015. Not sure what the cost to the company is but that would be 6%, 1.5%, 1%, 1% higher and 2%, 1%, 2% higher in the DC. The DC is crucial to me because I currently can't come close to maxing out the 415 limit of $51K even with a catch up of $22.5K (over 50 with a catch up). I want (need?) to get close to that 415 max so 20% gets me close and for higher paid F/Os and CAs they will be able to max out their 401K every year. While I have a number I can get by on at Age 65 my wife and I have big plans that will require a lot of money and I want to be able to enjoy my post 65 years (by the way, I plan to continue working (I enjoy my work both @ DAL and my side career) although my post 65 years I will be semi-retired.