What's wrong with being 25 and not at the regionals yet? I'll be 25 in June and will be just finishing up my Instrument/Commercial by the end of the summer. I'll probably be 27ish when I'm ready for the regionals, but I'm going the CFI route. I don't want to pay out of my arsh to get the multi time built up. Besides, if some realy starts their flying career @ 30 with the regionals, and the extension of the mandatory retirement age to 65 passes; it will give some one 35 years of flying. Not bad! I only started when I was 22 because of financial/personal reasons. So take it easy on us "ol' folk."