Originally Posted by
nwaf16dude
I have heard that its difficult to find Tricare providers if you don't live near a big military base. I still live in a military town and have had a very good experience with Tricare. My wife has had a rough couple of years medically, but my out of pocket has been minuscule.
When we were active duty back in 2003, our 4th child was born and had some complications. She spent 6 days in Neonatal Intensive Care. Thankfully she came out completely healthy, but the hospital bills added up to about $25,000. We paid no out of pocket costs with Tricare.
As a retiree, I think our maximum out-of-pocket costs are $3,000 for the family, and our annual premium is $520/year, deducted from our retiree paycheck. I've read that the Delta Gold HRA is $229/month, or about $2,700 annually.
I agree that finding a Tricare provider in a non-military town may be difficult.