The thing is that I need around 18k dollars to convalidate my ICAO licence + all the instructor stuff. And right now I have exactly those savings in my account, so I'd probably have to live under a bridge if I pay everything without loans
So I do need to split the payments or maybe the way to go is getting a job during one year or so, and after that get a personal loan. I don't have any co signer, no friends, nothing hehe, 100% new in the country.